Hard Money Loan Products

DSCR Loan Estimate Form

Duration:
15 minutes

Fill out the form to receive your no obligation DSCR loan estimate.

Debt Service Coverage Ration (DSCR) loans are designed for investors interested in holding their investment properties long term. These loans are up to 30 years and the majority have up to a 5 year step-down prepay penalty. You can utilize a DSCR for single family residence up to 4 units. One of the reasons Investors like this type of loan is instead of solely relying on personal creditworthiness, these loans evaluate the property’s ability to generate enough income to cover debt obligations. By leveraging the income potential of the property itself, DSCR loans enable investors to access financing for larger, income-generating investments with favorable terms and competitive rates. This type of loan is typically the second loan in the BRRRR Method.