Ground Up Construction Loan Estimate

A ground-up construction loan provides short-term financing to build a new property from scratch. These loans cover land acquisition, permits, materials, labor, and all construction phases—unlike traditional mortgages that only finance existing homes. Ideal for developers and investors, funds are released in stages as project milestones are met, ensuring controlled progress. Once completed, the loan can be refinanced into long-term financing or repaid through the property’s sale.

If you’re planning to break ground on a single-family home, multi-unit property, or commercial project, we offer competitive terms tailored to your blueprint and budget.